UttamPay is an Indian fintech and digital banking enablement platform built to support the everyday financial needs of merchants, agents, and communities across India. We deliver simple, secure, and scalable digital financial services that help people transact smoothly, earn sustainably, and grow with confidence.
By bridging technology with trust, UttamPay enables assisted banking and digital payments at the local level—where access to financial services matters the most. Our platform empowers retailers and agents to provide reliable banking and payment solutions, especially in regions where formal banking infrastructure is limited.
Founded with a clear purpose, UttamPay is committed to making digital banking accessible, affordable, and dependable for every Indian, while creating meaningful income and employment opportunities for local entrepreneurs.
To simplify digital banking and payment services by delivering secure, compliant, and technology-driven financial solutions that empower merchants and agents to serve their communities and build sustainable businesses.
To become a trusted fintech platform for India, enabling widespread financial inclusion and contributing to a self-reliant, cash-light, and digitally empowered economy.
Our values define how we build, operate, and grow as a fintech organization.
We prioritize data protection, transaction security, and regulatory compliance in every service we offer.
Our solutions are designed to be easy to use, practical, and accessible for merchants, agents, and customers alike.
We believe in strengthening local merchants and agents by enabling sustainable income opportunities through digital finance.
We operate with ethical business practices, clear communication, and long-term accountability.
We continuously improve our technology to support growth, reliability, and high-volume financial transactions.
Aadhaar Enabled Payment System (AEPS) lets users withdraw cash, check balance, and transfer funds using their Aadhaar and fingerprint — quick, secure, and card-free banking.
Provide cash withdrawal services via Aadhaar ATMs, increase footfall, earn commissions, and offer seamless banking experiences to your customers locally.
Offer quick Aadhaar-enabled Balance Enquiry services, attract more customers, and help users stay informed about their bank balance instantly.
Provide customers with AEPS Mini Statement services to instantly access transaction history, enhancing customer satisfaction and generating additional revenue for agents.
Bharat Bill Payment System (BBPS) enables easy and secure payment of utility bills like electricity, water, gas, and more — all through one unified digital platform.
Access to 150+ Billers through BBPS simplifies bill payments, boosts convenience for customers, earn commissions from a diverse range of services.
Uttampay offers a 99.99% Success Ratio for bill payments, ensuring reliable transactions for agents and boosting customer trust and satisfaction.
Uttampay provides printed receipts for bill payment transactions, ensuring transparency and reliable records for agents and customers alike.x
Domestic Money Transfer (DMT) allows instant and secure transfer of funds across India — enabling users to send money to any bank account anytime, anywhere.
Uttampay offers instant, real-time commissions on every domestic money transfer transaction, ensuring agents receive immediate earnings for their services.
Uttampay ensures the lowest surcharge on domestic money transfers, making it cost-effective for agents to serve their customers efficiently.
Uttampay provides message confirmation for every domestic money transfer, ensuring agents and customers have reliable transaction records.
you don’t just serve your customers—you build lasting relationships by providing services they use daily. Expand your income streams while becoming an essential part of your community’s digital journey.
Uttampay’s Micro ATM service empowers agents to provide essential banking services like cash withdrawal, balance inquiry, and mini statements to customers in remote areas. Agents earn instant commissions on every transaction, ensuring a steady income stream.
With Uttampay’s Move to Bank service, agents can easily transfer their earnings from AEPS transactions, directly to their bank accounts in real-time. This feature offers instant liquidity and reduces dependency on cash handling. Agents benefit from transparent processes, quick settlements, and seamless fund transfers, enhancing business efficiency.
Uttampay empowers agents to offer a variety of insurance products, including car, bike, commercial, shop, and personal accident insurance. This service allows agents to meet essential customer needs while earning attractive commissions. Agents can provide quick policy issuance, renewals, and claims assistance, building trust and increasing customer engagement
Join Uttampay as an IRCTC Agent and unlock the ability to book train tickets for your customers seamlessly. This service provides agents with access to IRCTC’s authorized booking platform, allowing them to earn commissions on each ticket sold. With no complex processes and instant ticketing, agents can boost customer convenience and increase footfall at their outlets.
Uttampay enables agents to offer mobile, DTH, and utility recharges with ease, ensuring fast, real-time transactions. Agents earn attractive commissions on every recharge, boosting their income with minimal effort. The platform supports multiple operators and billers.
With Uttampay, agents can offer seamless PAN card creation and updation services to their customers. This service allows individuals to apply for new PAN cards or update their existing details with ease. Agents benefit from quick processing, increased footfall, and additional income opportunities.
uttampay gives Opportunity to Earn Highest Profit in Industry.
uttampay provides Super Fast Service with Highest Success Ratio
uttampay gives Opportunity to Earn Highest Profit in Industry.
uttampay provides Super Fast Service with Highest Success Ratio
uttampay is Very Easy and Simple to Use with Smooth Interface
uttampay is 100% Trustable with Mutual Cooperation & Transperancy
We warmly invite distributors, retailers, and ambitious individuals to join our dynamic ecosystem of innovative digital and smart solutions. By partnering with us, you gain access to cutting-edge technology, a thriving market, and limitless opportunities to enhance your profits and professional prestige.
Join over 5,00,000+ retailers and start earning ₹25,000+ per month — no working capital required!
Join over 10,000+ distributors across India already making ₹50,000+ per month. Start your journey today!
Join our network of 100+ State Distributors and earn ₹1,50,000+ per month with exclusive regional rights.
Join India’s fastest-growing fintech network and earn ₹2,00,000+ per month by managing multiple state partners.